@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.relative{position:relative}.start{inset-inline-start:var(--spacing)}.table{display:table}}:root{--navy:#16243b;--coral:#f2674d;--mint:#9fd7c2;--ivory:#f8f4eb;--paper:#fffdf8;--line:#d9d8d2;--muted:#68707b}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--navy);margin:0;font-family:Pretendard,Apple SD Gothic Neo,Noto Sans KR,sans-serif}button,input{font:inherit}a{color:inherit;text-decoration:none}.site-header{border-bottom:1px solid #ece9e2;justify-content:space-between;align-items:center;max-width:1180px;height:76px;margin:auto;padding:0 28px;display:flex}.brand{letter-spacing:-1px;align-items:center;gap:9px;font-size:21px;font-weight:900;display:flex}.brand-mark{background:var(--coral);color:#fff;border-radius:50%;place-items:center;width:29px;height:29px;font-weight:400;display:grid}.site-header nav{gap:34px;font-size:14px;font-weight:700;display:flex}.hero{max-width:1180px;min-height:600px;margin:auto;padding:108px 28px 80px;position:relative;overflow:hidden}.hero:before{content:"";background:var(--mint);opacity:.35;border-radius:50%;width:440px;height:440px;position:absolute;top:66px;right:-105px}.eyebrow{letter-spacing:.04em;color:#536173;font-size:13px;font-weight:800}.eyebrow span{background:var(--coral);vertical-align:middle;width:28px;height:2px;margin-right:10px;display:inline-block}.hero h1{letter-spacing:-5px;margin:25px 0 24px;font-size:72px;font-weight:900;line-height:1.04}.hero h1 em{color:var(--coral);font-style:normal}.hero>p{color:#606978;margin-bottom:34px;font-size:18px;line-height:1.7}.cta{background:var(--navy);color:#fff;align-items:center;gap:34px;padding:17px 19px 17px 24px;font-size:14px;font-weight:800;display:inline-flex}.cta span{background:var(--coral);border-radius:50%;place-items:center;width:27px;height:27px;display:grid}.hero-card{background:#fff;border:1px solid #d9dedc;border-radius:3px;width:326px;padding:28px;position:absolute;top:148px;right:62px;transform:rotate(2deg);box-shadow:16px 18px #16243b14}.mini-label{color:var(--muted);font-size:12px;font-weight:700}.hero-card>strong{letter-spacing:-2px;margin:10px 0 18px;font-size:34px;display:block}.hero-card small{margin-left:4px;font-size:16px}.bar{background:#e8eee9;height:8px;margin-bottom:22px}.bar i{background:var(--coral);width:86%;height:100%;display:block}.mini-row{border-top:1px solid #eee;justify-content:space-between;padding:8px 0;font-size:12px;display:flex}.trust-strip{background:var(--navy);color:#fff;justify-content:center;gap:120px;padding:18px;font-size:13px;font-weight:700;display:flex}.trust-strip span:first-letter{color:var(--mint)}.section{max-width:1180px;margin:auto;padding:100px 28px}.section-head{justify-content:space-between;align-items:end;margin-bottom:38px;display:flex}.section-number{color:var(--coral);letter-spacing:.12em;font-size:12px;font-weight:900}.section h2,.guide h2{letter-spacing:-2px;margin:7px 0 0;font-size:38px}.section-head>p{color:var(--muted);font-size:14px}.tool-grid{grid-template-columns:repeat(4,1fr);gap:12px;display:grid}.tool-card{text-align:left;border:1px solid var(--line);cursor:pointer;min-height:150px;color:var(--navy);background:#fff;padding:22px 18px;transition:all .2s;position:relative}.tool-card:hover,.tool-card.active{border-color:var(--navy);transform:translateY(-3px);box-shadow:0 8px #e9e6de}.tool-icon{background:var(--ivory);place-items:center;width:39px;height:39px;margin-bottom:20px;font-size:14px;font-weight:900;display:grid}.tool-copy b,.tool-copy small{display:block}.tool-copy b{margin-bottom:7px;font-size:16px}.tool-copy small{color:var(--muted);font-size:11px}.badge{color:#316858;background:#e6f4ef;padding:4px 7px;font-size:9px;font-weight:800;position:absolute;top:13px;right:13px}.calculator-panel{border-top:4px solid var(--navy);background:var(--ivory);margin-top:25px;padding:50px}.calc-inner{max-width:760px;margin:auto}.calc-kicker{letter-spacing:.18em;color:var(--coral);font-size:10px;font-weight:900}.calc-form h3{margin:7px 0 28px;font-size:29px}.field{margin:15px 0;display:block}.field>span{margin-bottom:8px;font-size:12px;font-weight:800;display:block}.field>div{background:#fff;border:1px solid #cfd1cc;align-items:center;display:flex}.field input{background:0 0;border:0;outline:0;width:100%;padding:15px 16px;font-weight:800}.field b{padding-right:16px;font-size:13px}.two-fields{grid-template-columns:1fr 1fr;gap:12px;display:grid}.presets{gap:7px;margin:10px 0 24px;display:flex}.presets button{cursor:pointer;background:#fff;border:1px solid #ccd0ca;padding:7px 11px;font-size:11px}.result{background:var(--navy);color:#fff;margin-top:25px;padding:27px}.result>span{color:#bac4d0;font-size:12px}.result>strong{color:var(--mint);letter-spacing:-1px;margin:7px 0 19px;font-size:35px;display:block}.result>div{border-top:1px solid #3d4a5f;justify-content:space-between;padding:9px 0;font-size:12px;display:flex}.note{color:#777f84;font-size:10px;line-height:1.5}.ad-slot{text-align:center;color:#9b9d98;background:#faf9f5;border:1px dashed #c5c5c0;place-content:center;max-width:1124px;height:120px;margin:0 auto 90px;display:grid}.ad-slot span{letter-spacing:.2em;font-size:8px}.ad-slot p{margin:7px;font-size:11px}.guide{background:var(--navy);color:#fff;padding:88px max(28px,50% - 562px)}.guide-grid{background:#435067;grid-template-columns:repeat(3,1fr);gap:1px;margin-top:38px;display:grid}.guide article{background:var(--navy);padding:32px}.guide article>span{color:var(--coral);font-size:12px;font-weight:900}.guide h3{margin:18px 0 12px;font-size:19px}.guide article p{color:#bdc5d0;font-size:13px;line-height:1.7}.faq{max-width:880px}.faq h2{margin-bottom:30px}.faq details{border-top:1px solid var(--line)}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;justify-content:space-between;padding:22px 4px;font-weight:800;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq details p{color:var(--muted);margin:0;padding:0 50px 24px 4px;font-size:14px;line-height:1.7}.faq details[open] summary b{transform:rotate(45deg)}footer{background:#eeeae1;grid-template-columns:1fr 1fr;align-items:center;gap:15px;padding:52px max(28px,50% - 562px);display:grid}footer>p{color:var(--muted);font-size:13px}footer>div{gap:25px;font-size:12px;font-weight:700;display:flex}footer>small{text-align:right;color:#858a8f;font-size:10px}@media (max-width:800px){.site-header nav{display:none}.hero{min-height:690px;padding-top:65px}.hero h1{letter-spacing:-3px;font-size:48px}.hero>p{font-size:15px}.desktop{display:none}.hero-card{width:290px;top:390px;right:28px}.trust-strip{justify-content:space-around;gap:10px;font-size:10px}.section{padding:72px 20px}.section-head{display:block}.section-head>p{margin-top:12px}.tool-grid{grid-template-columns:1fr 1fr}.tool-card{min-height:140px}.calculator-panel{padding:30px 18px}.two-fields,.guide-grid{grid-template-columns:1fr}.guide{padding:70px 20px}.ad-slot{margin:0 20px 70px}.section h2,.guide h2{font-size:31px}footer{grid-template-columns:1fr}footer>small{text-align:left}}@media (max-width:480px){.hero h1{font-size:42px}.hero-card{width:calc(100% - 56px);left:28px;right:auto}.tool-grid{grid-template-columns:1fr}.presets{flex-wrap:wrap}.site-header{height:66px;padding:0 20px}}.detail-links{grid-template-columns:repeat(4,1fr);gap:12px;margin-top:17px;display:grid}.detail-links a{border-bottom:2px solid var(--coral);background:#fff;padding:13px 15px;font-size:12px;font-weight:800}.detail-links a:hover{background:var(--navy);color:#fff}.article-wrap{max-width:1124px;margin:auto;padding:42px 28px 100px}.breadcrumb{color:var(--muted);gap:9px;margin-bottom:55px;font-size:11px;display:flex}.article-hero{max-width:780px;margin-bottom:45px}.article-hero>span{color:var(--coral);letter-spacing:.17em;font-size:10px;font-weight:900}.article-hero h1{letter-spacing:-3px;margin:12px 0 18px;font-size:52px}.article-hero p{color:var(--muted);font-size:17px;line-height:1.8}.solo-calc{background:var(--ivory);border-top:4px solid var(--navy);margin-bottom:74px;padding:38px}.solo-fields{grid-template-columns:repeat(3,1fr);gap:13px;display:grid}.solo-fields label>span{margin-bottom:8px;font-size:12px;font-weight:800;display:block}.solo-fields label>div{border:1px solid var(--line);background:#fff;align-items:center;display:flex}.solo-fields input{background:0 0;border:0;outline:0;width:100%;min-width:0;padding:14px;font-weight:800}.solo-fields b{padding-right:14px;font-size:12px}.solo-result{background:var(--navy);color:#fff;margin-top:20px;padding:27px}.solo-result>span{color:#bdc5d0;font-size:11px}.solo-result strong{color:var(--mint);margin:7px 0;font-size:34px;display:block}.solo-result p{color:#bdc5d0;margin:0;font-size:11px}.calc-disclaimer{color:#747b80;margin:14px 0 0;font-size:10px;line-height:1.6}.article-layout{grid-template-columns:minmax(0,1fr) 220px;gap:65px;display:grid}.content-article>section{margin-bottom:62px}.content-article h2{letter-spacing:-1px;margin:8px 0 18px;font-size:28px}.content-article p,.policy-page p{color:#59636f;font-size:15px;line-height:1.9}.content-article details{border-top:1px solid var(--line)}.content-article details:last-child{border-bottom:1px solid var(--line)}.content-article summary{cursor:pointer;justify-content:space-between;padding:19px 0;font-weight:800;list-style:none;display:flex}.content-article details p{margin:0;padding:0 30px 18px 0}.related{border-top:3px solid var(--navy);height:max-content;padding-top:18px;position:sticky;top:25px}.related b,.related a{display:block}.related b{margin-bottom:13px;font-size:12px}.related a{color:var(--muted);border-bottom:1px solid var(--line);padding:11px 0;font-size:13px}.related a:hover{color:var(--coral)}.policy-page{max-width:800px;min-height:650px;margin:0 auto;padding:90px 28px 120px}.policy-page h1{letter-spacing:-3px;margin:10px 0;font-size:48px}.policy-page .updated{color:#92979c;margin-bottom:60px;font-size:12px}.policy-page h2{margin:40px 0 10px;font-size:20px}.contact-box{background:var(--ivory);border-top:3px solid var(--navy);margin-top:35px;padding:28px}.contact-box b,.contact-box a{display:block}.contact-box a{color:var(--coral);margin:9px 0 20px;font-weight:800}@media (max-width:800px){.detail-links{grid-template-columns:1fr 1fr}.article-wrap{padding:30px 20px 70px}.article-hero h1{font-size:40px}.solo-calc{padding:23px 18px}.solo-fields,.article-layout{grid-template-columns:1fr}.related{position:static}.policy-page{padding:70px 20px 90px}.policy-page h1{font-size:38px}}